The Future of the UK FCA Appointed Representative Regime

Introduction The UK Financial Conduct Authority (FCA) Appointed Representative (AR) regime has long been a cornerstone of the regulatory framework, particularly for general insurance intermediaries. However, with recent reforms aimed at enhancing oversight and consumer protection, the landscape for ARs is undergoing significant transformation. This Blog explores the recent changes to the regime, their implications […]

The Consumer Duty: One Year On

Introduction One year after the introduction of the FCA’s Consumer Duty, the regulatory landscape for financial services firms has seen significant changes. Designed to set higher and clearer standards of consumer protection, the Duty has required firms to embed the principles of fairness, transparency, and customer-centricity into their operations. This Blog reflects on the FCA’s […]

Understanding Consumer Duty

Understanding Consumer Duty Consumer Duty, as articulated by the FCA, embodies the fundamental principle that firms must act in the best interests of their customers and treat them fairly. This overarching mandate encompasses three key pillars: Need support with compliance? Contact us.